Finance With Wise Tack Today
Top Rated Residential & Commercial HVAC-R Company In Illinois
We Offer Financing
We partnered with Wisetack to offer our residential customers flexible financing options.
Looking into replacing your air conditioning or heating system? With Premium Heating & Cooling we believe you should have a choice when it comes to paying for these services.
With Wisetack, you can break up the cost of a service into easy monthly payments. The application takes about a minute to complete, and checking your loan options does not impact your credit score. With Premium Heating and Cooling you can buy today and pay overtime.
You can finance up to $25,000 and select from up to 6 different payment plans, including interest-free plans for qualifying customers. With Wisetack, there are no origination, prepayment, or late fees, and there is no compounding interest. The application is initiated by Premium Heating & Cooling and completed by you.
Now you can invest in what matters without breaking the bank.
Please contact us to learn about our financing offers today.
Let Premium Heating & Cooling bring comfort to your home.
All loans are subject to credit approval. Your terms may vary. Wisetack loans are issued by Hatch Bank, a California industrial bank. See additional terms at wisetack.com/faqs
FAQs
How does Wisetack work?
1)
Wisetack lets you split the cost of a service or product into simple monthly payments. Ideal for new air conditioners or major HVAC repairs. Checking options won’t affect your credit. No prepayment fees, late fees, or compounding interest. The provider starts the short application (about a minute); if eligible, you’ll get several term and payment options.
Will taking out a loan impact my credit score?
2)
Accepting financing can affect your credit. Timely payments help; late payments hurt. Set up automatic payments to stay on time. Checking financing eligibility won’t affect your credit score.
How do I apply for financing?
3)
Once we provide your job estimate, we will send a text or email link. You can apply in under a minute directly from your smartphone.
What are the interest rates?
4)
Rates range from 0% to 35.9% APR, depending on your credit profile and the specific payment plan you choose.